Many smartphone protection plans are available through Asurion, a third-party insurance company that offers coverage on various phones through each specific participating cell phone carrier: Verizon, AT&T, Sprint, T-Mobile, Boost Mobile, Clear, Clear Wire, Metro PCS, nTelos, Time Warner Cable and Virgin Mobile.

T-Mobile is 14 days of purchase and they only cover the phone that your SIM is in. So I heard you can have your SIM in a friends phone and if you drop theirs or w/e they will replace your friends phone for you or give you the $ amount it was purchased for not sure.There's no way a phone carrier is going to insure any phone other than the one you purchased from them. By that Logic you can purchase a $20 phone and then move your SiM card into your friend's unlocked $500 Blackberry. Noway they are going to insure that. Iphone 7 Unlocked For Cheap more. How To Unlock Iphone With Puk Code O2 on this page. How To Unlock My Blu Cell Phone here.